Note on risks


Investors must be at least 18 years of age.

Investors must not be incapacitated, over indebted, insolvent or unable to pay their debts and must have the authority to enter legally binding contracts.

Investors must perform the Know-your-client process (KYC). Moreover, all relevant, and legally necessary documents, or those considered to be relevant by Yova AG (thereafter “Inyova”) in the context of the investment, are required prerequisites of completing the contract and the investment subsequently. In case an investor does not comply with the above, Inyova retains the right to repurchase the shares at cost.

Investors must be Swiss-domiciled, non-US-persons and may not be residents of, citizens of or located in geographic areas that are subject to UN-, US-, EU-, Swiss or any other sovereign country sanctions or embargoes.

Investors may only act for their own account and not as an agent of a third party.

Shares in general, and shares of a start-up company in particular, have an inherent risk, and may see fluctuations in value to the up- and downside, potentially even total loss of capital, in the event of insolvency or bankruptcy of the respective company and may not be suited for every investor.

Inyova does not promise or suggest any return upon the shares bought. Profit and loss significantly depend on Inyova achieving its aspirations and targets set forth for growth and profitability in the coming years. There is no guarantee that Inyova will achieve aspirations or targets.

Planning is based on current market conditions. Should market conditions (such as interest rate, economic outlook, competition) change significantly this may impact underlying assumptions made for forecasting and planning of future cashflows).

By subscribing to the shares, investors are obliged to pay the full amount they commit to for the amount of shares. A partial payment is not possible.

All documents prepared by Inyova contain specific forward-looking statements that include terms like “believe”, “assume”, “expect”, “target” or similar expressions. Such forward-looking statements represent Inyova’s judgments and expectations and are subject to known and unknown risks, uncertainties and other factors that may result in substantial divergence between the actual results, the financial situation, and/or the development or performance of the company and those explicitly and implicitly presumed in these statements.

These factors include, but are not limited to general market, macroeconomic, government and regulatory trends, competitive pressures, and other risks and uncertainties in the business of Inyova. Inyova is not under any obligation to (and expressly disclaims any such obligation to) update or alter its forward-looking statements, whether as result of new information, future events or otherwise, except as required by applicable law or regulation. Nothing contained herein is, or shall be relied on as, a promise or representation concerning the future performance of Inyova.